Terms of Service

By accessing and using MosenPay's services, you accept and agree to be bound by the terms and provision of this agreement.

If you do not agree to abide by the above, please do not use this service.

These Terms of Service constitute a legally binding agreement between you and MosenPay.

MosenPay provides payment processing services, including but not limited to credit card processing, digital wallet integration, and cryptocurrency payment solutions.

Our services are designed to facilitate secure online and offline transactions between merchants and their customers.

We reserve the right to modify, suspend, or discontinue any part of our services at any time with reasonable notice.

You must provide accurate, complete, and up-to-date information during the registration process.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You must notify us immediately of any unauthorized use of your account or any other breach of security.

We reserve the right to suspend or terminate accounts that violate these terms or engage in fraudulent activity.

You may not use our services for any illegal or unauthorized purpose.

Prohibited activities include but are not limited to: money laundering, terrorist financing, fraud, sale of illegal goods or services, and violation of intellectual property rights.

You agree not to transmit any malicious code, viruses, or other harmful software through our platform.

Attempting to breach our security measures or access unauthorized areas of our system is strictly prohibited.

Our current fee structure is available on our pricing page and may be updated from time to time.

Fees are charged as a percentage of transaction volume plus applicable fixed fees.

All fees are non-refundable unless otherwise specified in writing.

We reserve the right to change our fee structure with 30 days' written notice.

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information.

We comply with applicable data protection laws, including GDPR and CCPA.

You consent to our collection and use of your information as described in our Privacy Policy.

We implement industry-standard security measures to protect your data.

MosenPay's liability is limited to the maximum extent permitted by law.

We are not liable for any indirect, incidental, special, or consequential damages.

Our total liability for any claim shall not exceed the fees paid by you in the 12 months preceding the claim.

We are not responsible for losses caused by factors beyond our reasonable control.

Either party may terminate this agreement with 30 days' written notice.

We may immediately terminate your account for violations of these terms or illegal activity.

Upon termination, you remain liable for all outstanding fees and obligations.

Certain provisions of these terms will survive termination, including liability limitations and dispute resolution.

These Terms of Service are governed by the laws of the State of Delaware, United States.

Any disputes arising from these terms will be resolved through binding arbitration.

The arbitration will be conducted in accordance with the rules of the American Arbitration Association.

You waive any right to participate in class action lawsuits or class-wide arbitration.

We reserve the right to modify these Terms of Service at any time.

Material changes will be communicated via email or through our platform.

Continued use of our services after changes constitutes acceptance of the new terms.

We encourage you to review these terms periodically for updates.